Reasons for cover
J A Morgan & Partners / Reasons for cover
Why do you need it?
The loss of a spouse or parent can leave dependants with additional issues to cope with other than the emotional. If you are inadequately insured, your dependants may be left with a dramatically reduced household income, which could affect their quality of life. Potentially there may be reduced opportunities for children such as the ability to pay for a university education or difficulties in maintaining mortgage payments on a reduced income.
In the event of your death, a lending institution will not write off your debt. Rather, they will continue to pursue the debt through your dependants and could, ultimately, foreclose on the loan meaning the loss of the family home.
Testimonials
D Lambert Jan 2020-04-03
A Shotten April 2020
Why Choose Us?
Individual advice
We provide our services to suit you, whether face to face, telephone or email
Mortgage finder
We can access a range of mortgages from over 50 of the UK’s best-known lenders, but not deals that are only available directly from lenders.
Client for life philosophy
We continue to monitor the market place and will keep you updated on opportunities through reviews to keep you on track to meet your long-term objectives.
Pension, Investment and Insurances
J A Morgan & Partners is committed to providing a range of financial and investment services for all of our clients, whatever their needs.
J A Morgan & Partners is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. J A Morgan & Partners: Registered in England - 11990207| Scott Cottage, Britwell Salome, Watlington, Oxon, England, OX49 5LG
The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available in any other country which may have access to it.
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON YOUR MORTGAGE |
The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.
HM Revenue and Customs practice and the law regarding to taxation are complex and subject to individual circumstances and changes cannot be foreseen.
Be Alert to Fraud and Scams
We are aware that scammers are impersonating legitimate financial advice firms and advisers to target potential investors to invest in bogus crypto currency investments. There have also been instances where scammers have impersonated advisers claiming they can help victims of previous frauds retrieve lost money for a fee.
J A Morgan and Partners do not offer investments in crypto currency or act as a claims management firm. We offer financial advice on regulated investments and will never ask that investment money is paid directly to us.
Any contact received by anyone acting as a member or representative of our firm in respect of crypto investments or claims management are not genuine contacts and you should not invest or engage their services.
If you receive unsolicited contact by anyone claiming to represent a legitimate financial services firm, please make additional checks by contacting the firm using the details held on the FCA register (Register Home Page ) before taking any further action.