Why do you need it?
The loss of a spouse or parent can leave dependants with additional issues to cope with other than the emotional. If you are inadequately insured, your dependants may be left with a dramatically reduced household income, which could affect their quality of life. Potentially there may be reduced opportunities for children such as the ability to pay for a university education or difficulties in maintaining mortgage payments on a reduced income.
In the event of your death, a lending institution will not write off your debt. Rather, they will continue to pursue the debt through your dependants and could, ultimately, foreclose on the loan meaning the loss of the family home.
D Lambert Jan 2020-04-03
A Shotten April 2020
Why Choose Us?
We provide our services to suit you, whether face to face, telephone or email
We can access a range of mortgages from over 50 of the UK’s best-known lenders, but not deals that are only available directly from lenders. Your home will be repossessed if you do not keep up your repayments on your mortgage.
Client for life philosophy
We continue to monitor the market place and will keep you updated on opportunities through reviews to keep you on track to meet your long-term objectives.
Pension, Investment and Insurances
J.A.Morgan & Partners is committed to providing a range of financial and investment services for all of our clients, whatever their needs.
J.A. Morgan & Partners are appointed representatives of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. You can find us on their website www.fca.org.uk. Our registration number is 214942. Our main registered address is Scott Cottage, Britwell Salome, Watlington, Oxfordshire, OX49 5LG.
The information on this website is for the use of residents of the United Kingdom only.