Pensions

J A Morgan & Partners / Pensions

Email us admin@jamorganpartners.com
Call us 01525 383296

Pensions


A pension is simply a tax-effcient way of saving money for your future retirement needs. They are also very flexible allowing you to invest in a wide range of asset types, such as cash, securities, property and stocks and shares.

Pensions have one very important advantage - they're incentivised by the taxman. In fact, the taxman is usually generous when it comes to personal pensions, adding to your pension every time you pay money in.

Currently every £80 you pay in is topped up to £100, giving your savings an immediate boost of 20%. And higher rate taxpayers can claim back higher rate tax relief.

Plus, on top of the tax relief you receive each time you pay into your pension, the money you've saved grows tax free over the years.

Please remember future governments may increase or decrease the amount of tax relief you get.

Please note, HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.

Although pensions are essentially a type of long-term investment product, they are unique in their design being primarily for the purpose of providing income at a given date in the future to meet an individuals retirement needs. For this reason they are often addressed separately from other types of investment.

Pensions have a number of important advantages that can help make your savings grow more rapidly than might otherwise be the case.

To discuss your Pension and Retirement planning options call us today with no obligation on 01525 383 296 or 01491 612559.

The value of investments and any income from them can fall as well as rise. You may not get back the amount originally invested.

Testimonials


We think that are services are second to none, but don't just take our word for it...

Why Choose Us?


Our clients choose to trust us over the competition because of the way we conduct our business.

Individual advice

We provide our services to suit you, whether face to face, telephone or email

Mortgage finder

We can access a range of mortgages from over 50 of the UK’s best-known lenders, but not deals that are only available directly from lenders. Your home will be repossessed if you do not keep up your repayments on your mortgage.

Client for life philosophy

We continue to monitor the market place and will keep you updated on opportunities through reviews to keep you on track to meet your long-term objectives.

Pension, Investment and Insurances

J.A.Morgan & Partners is committed to providing a range of financial and investment services for all of our clients, whatever their needs.

J A Morgan & Partners is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. J A Morgan & Partners: Registered in England - 11990207| Scott Cottage, Britwell Salome, Watlington, Oxon, England, OX49 5LG

The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available in any other country which may have access to it.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS ON YOUR MORTGAGE