You become the legal owner of the property on an agreed date (known as the "completion" date) after exchange of contracts. This is when the price you are paying for the property is transferred from your mortgage lender to the seller. The conveyancer is responsible for checking that the funds have been received before allowing the keys to be released to the new owner. Often, in practice, it will be the seller or the estate agent who hands over the keys.
Once you have your completion date, you will need to think about organising moving in. Removal firms can sometimes get very busy, so it is worth getting quotes in advance and booking as soon as you know your completion date if you are planning to hire a firm to pack or move your furniture.
Before you move in, you also need to ensure that you:
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D Lambert Jan 2020-04-03
A Shotten April 2020
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We provide our services to suit you, whether face to face, telephone or email
We can access a range of mortgages from over 50 of the UK’s best-known lenders, but not deals that are only available directly from lenders. Your home will be repossessed if you do not keep up your repayments on your mortgage.
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The information on this website is for the use of residents of the united kingdom only.