Getting a mortgage
J A Morgan & Partners / Getting a mortgage
The reason why many people choose to use a mortgage broker or financial services to arrange their mortgage for them is varied.
Some of the main reasons are:
- Time, they are too busy and have not got the spare time to assess the market for the best deals themselves.
- Knowledge, they may not have the knowledge and understanding about all the different types of mortgage deals and the implications of selcting one over another.
- Negotiating power, many mortgage brokers and financial advisers are able to negotiate with lenders to get an application through, which might otherwise have been turned down by a lender, due to the applicats lack of knowledge or experience in dealing with a lenders underwriting department.
- Exclusives. Some Mortgage Brokers and Financial Advisers have access to exclusive mortgage deals not available directly from the lender.
When you formally apply for a mortgage, you will need to fill in a mortgage application form. This will ask for some fairly detailed information to help the lender decide whether, and how much, to offer to lend to you. The lender will normally need the following information:
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON YOUR MORTGAGE |
Testimonials
D Lambert Jan 2020-04-03
A Shotten April 2020
Why Choose Us?
Individual advice
We provide our services to suit you, whether face to face, telephone or email
Mortgage finder
We can access a range of mortgages from over 50 of the UK’s best-known lenders, but not deals that are only available directly from lenders.
Client for life philosophy
We continue to monitor the market place and will keep you updated on opportunities through reviews to keep you on track to meet your long-term objectives.
Pension, Investment and Insurances
J A Morgan & Partners is committed to providing a range of financial and investment services for all of our clients, whatever their needs.
J A Morgan & Partners is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. J A Morgan & Partners: Registered in England - 11990207| Scott Cottage, Britwell Salome, Watlington, Oxon, England, OX49 5LG
The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available in any other country which may have access to it.
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON YOUR MORTGAGE |
The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.
HM Revenue and Customs practice and the law regarding to taxation are complex and subject to individual circumstances and changes cannot be foreseen.
Be Alert to Fraud and Scams
We are aware that scammers are impersonating legitimate financial advice firms and advisers to target potential investors to invest in bogus crypto currency investments. There have also been instances where scammers have impersonated advisers claiming they can help victims of previous frauds retrieve lost money for a fee.
J A Morgan and Partners do not offer investments in crypto currency or act as a claims management firm. We offer financial advice on regulated investments and will never ask that investment money is paid directly to us.
Any contact received by anyone acting as a member or representative of our firm in respect of crypto investments or claims management are not genuine contacts and you should not invest or engage their services.
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