Making an offer
J A Morgan & Partners / Making an offer
Once you have found a property you like, you will need to decide how much you are prepared to pay for it and then make an offer to the seller (usually via the estate agent). Any offer you make is "subject to survey and contract" which means that neither you nor the seller has to go ahead with the deal. The sale of the property is not legally binding until exchange of contracts. Once your offer has been accepted by the seller, you will then need to formally arrange your mortgage to buy it.
In the current market many applicants would prefer to discuss their mortgage prospects first with their mortgage broker or financial adviser before making an offer to purchase. This is to better understand their borrowing limits, budgets and to save embarassment should they later find they are unable to obtain the mortgage they require and have to pull out of the purchase.
|
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON YOUR MORTGAGE |
Testimonials
D Lambert Jan 2020-04-03
A Shotten April 2020
Why Choose Us?
Individual advice
We provide our services to suit you, whether face to face, telephone or email
Mortgage finder
We can access a range of mortgages from over 50 of the UK’s best-known lenders, but not deals that are only available directly from lenders.
Client for life philosophy
We continue to monitor the market place and will keep you updated on opportunities through reviews to keep you on track to meet your long-term objectives.
Pension, Investment and Insurances
J A Morgan & Partners is committed to providing a range of financial and investment services for all of our clients, whatever their needs.
J A Morgan & Partners is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. J A Morgan & Partners: Registered in England - 11990207| Scott Cottage, Britwell Salome, Watlington, Oxon, England, OX49 5LG
The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available in any other country which may have access to it.
|
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON YOUR MORTGAGE |
The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.
HM Revenue and Customs practice and the law regarding to taxation are complex and subject to individual circumstances and changes cannot be foreseen.
Be Alert to Fraud and Scams
We are aware that scammers are impersonating legitimate financial advice firms and advisers to target potential investors to invest in bogus crypto currency investments. There have also been instances where scammers have impersonated advisers claiming they can help victims of previous frauds retrieve lost money for a fee.
J A Morgan and Partners do not offer investments in crypto currency or act as a claims management firm. We offer financial advice on regulated investments and will never ask that investment money is paid directly to us.
Any contact received by anyone acting as a member or representative of our firm in respect of crypto investments or claims management are not genuine contacts and you should not invest or engage their services.
If you receive unsolicited contact by anyone claiming to represent a legitimate financial services firm, please make additional checks by contacting the firm using the details held on the FCA register (Register Home Page ) before taking any further action.