Making an offer

J A Morgan & Partners / Making an offer

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Once you have found a property you like, you will need to decide how much you are prepared to pay for it and then make an offer to the seller (usually via the estate agent). Any offer you make is "subject to survey and contract" which means that neither you nor the seller has to go ahead with the deal. The sale of the property is not legally binding until exchange of contracts. Once your offer has been accepted by the seller, you will then need to formally arrange your mortgage to buy it.

In the current market many applicants would prefer to discuss their mortgage prospects first with their mortgage broker or financial adviser before making an offer to purchase. This is to better understand their borrowing limits, budgets and to save embarassment should they later find they are unable to obtain the mortgage they require and have to pull out of the purchase.

 

The information on this website is for the use of residents of the united kingdom only

 

 

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J A Morgan & Partners is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. J A Morgan & Partners: Registered in England - 11990207| Scott Cottage, Britwell Salome, Watlington, Oxon, England, OX49 5LG

The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available in any other country which may have access to it.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS ON YOUR MORTGAGE